OSCA occupation

531532 Insurance Loss Adjuster

Inspects and assesses the damage and loss to insured property and business, estimates insurance costs, and acts to minimise the cost of claims to an insurance company.

Major group: 5 Clerical and Administrative Workers
Unit group: 5315 Insurance Investigators, Loss Adjusters and Risk Surveyors
Edition: OSCA 2024
Skill level: Level 3

Should you use OSCA or ANZSCO?

OSCA 2024 is the current Australian occupation classification for storing, organising and reporting occupation information. Use this OSCA record for current Australian statistical and analytical classification work.

Some migration and administrative programs still specify ANZSCO 2022. Check the exact system named by the agency or form rather than replacing the code automatically.

Check the current ABS guidance on OSCA and ANZSCO use

Official ANZSCO correspondence

ANZSCO 599612 Insurance Loss Adjuster Exact correspondence in the ABS table

Role overview

Inspects and assesses the damage and loss to insured property and business, estimates insurance costs, and acts to minimise the cost of claims to an insurance company.

Use this page to confirm the official title, the parent unit group, the task list and the related ANZSIC industry context before using the occupation in classification, reporting or migration-adjacent workflows.

Occupation facts

Skill level: 3
Major group: 5 Clerical and Administrative Workers
Sub-major group: 53 Financial Services and Insurance Workers and Brokers
Minor group: 531 Financial Services and Insurance Workers and Brokers
Unit group: 5315 Insurance Investigators, Loss Adjusters and Risk Surveyors

Tasks

Examines scenes of accidents resulting in insurance claims to determine the extent of loss and damage
Interviews witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage and loss, and prepares statements and reports
Estimates business losses resulting from fire, theft and other business disruptions
Estimates the cost of repairs or replacement of damaged property
Reports the extent of damage and estimated costs to the insurance company
Provides advice on how to minimise the cost of claims

Skill level guidance

Skill level helps place the occupation inside the ABS hierarchy. Use it as a classification cue, then check the actual task list and occupational context before making a decision for HR, visa or reporting work.

How to use this occupation page

Start with the official OSCA title and task list. Then confirm the parent unit group and compare the related occupations on this page if the job title is broad, overlapping or used differently across employers.

The ANZSIC links are there to help when the same occupation appears across several industries and you need the business-side classification as well.

Related occupations

Industry context

Alternative titles

Insurance Assessor
Insurance Loss Assessor

Compare before choosing

Compare OSCA 531532 with related occupations

Compare roles in the same OSCA unit group by their official definition, skill level, tasks and recognised alternative titles.

Comparison point	Current code531532 Insurance Loss Adjuster	531531 Insurance Investigator	531533 Insurance Risk Surveyor
Official role definition	Inspects and assesses the damage and loss to insured property and business, estimates insurance costs, and acts to minimise the cost of claims to an insurance company.	Conducts investigations into insurance claims to ensure their validity.	Inspects items and properties to evaluate conditions affecting underwriting standards, and develops and promotes safety programs.
Skill level	Skill Level 3	Skill Level 3	Skill Level 2
Key tasks	Examines scenes of accidents resulting in insurance claims to determine the extent of loss and damage Interviews witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage and loss, and prepares statements and reports Estimates business losses resulting from fire, theft and other business disruptions Estimates the cost of repairs or replacement of damaged property	Examines scenes of incidents resulting in insurance claims to determine causes and effects Conducts interviews to assess the validity of claims and identify the parties responsible for accidents, damage and loss, and prepares statements and reports Inspects damaged buildings, equipment and motor vehicles Interprets policy coverage and determines if coverage applies to claims submitted	Inspects property, buildings and operations of commercial and industrial establishments to assess physical conditions and work practices Evaluates the adequacy of security, fire and related systems Prepares reports and recommends actions to reduce risks Compiles data that influences the determination of premium rates
Alternative titles	Insurance Assessor Insurance Loss Assessor	Not stated	Not stated

Comparison uses occupation definitions, skill levels, tasks and title variants from the ABS OSCA data files.

In this section

Official source

Official source: ABS OSCA 2024 release and correspondence tables
Last reviewed: 2026-04-17

This site is an independent reference resource. It is not affiliated with, endorsed by, or connected to the ABS, ATO or any Australian Government agency.

Please verify critical classification decisions with the official authority before using them for tax, payroll, licensing, immigration or compliance work.

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